BNZ fixed rate notes – interest rate set

Exchange announcement 22 January 2026 BNZ fixed rate notes – interest rate set Bank of New Zealand (BNZ) confirmed today that the interest rate for the NZ$650 million unsecured unsubordinated fixed rate notes (Notes) maturing on 28 January 2031 to be issued on 28 January 2026 has been set at 4.354% per annum. More information on the Notes is contained in the Final Terms Sheet which is attached. Ends For further information, please contact: May Zhang, Treasurer, BNZ T. 09-924-9203 E. bnz_treasury@bnz.co.nz