Quotation Notice - Bank of New Zealand ("BNZ200")

QUOTATION NOTICE: NZX DEBT MARKET BANK OF NEW ZEALAND (“BNZ200”) NOTES Company: Bank of New Zealand (“BNZ”) Security Code: BNZ200 ISIN: NZBNZDT407C5 Details of Issue: NZ$650,000,000 unsecured, unsubordinated, fixed rate Notes Offer Opening Date: Tuesday, 20 January 2026 Offer Closing Date: 11:00am, Thursday, 22 January 2026 Maturity Date: Tuesday, 28 January 2031 Interest Rate: 4.354% per annum Interest Payment Dates: 28 July and the 28 January of each year up to and including the Maturity Date Date of First Interest Payment: Tuesday, 28 July 2026 First Interest Paid To: Holder on Record Date Record Date: The close of business on the 10th calendar day before an Interest Payment Date (without adjusting such date for payment according to any Business Day Convention) Minimum Application Amount: NZ$5,000 Minimum Holding: NZ$5,000 Minimum Transferable Amount: NZ$1,000 Face Value: NZ$1.00 per Note Lead Manager: Bank of New Zealand Trust Deed Dated: Issued pursuant to the deed poll dated 14 November 2013 (as amended and restated on 2 August 2018 and amended on 31 May 2019 and 19 September 2025) and final terms to be dated on or about 28 January 2026 and offered under a terms sheet dated 20 January 2026 Registrar: Computershare Investor Services Limited Settlement Status: NZCDC Settlement System Issue Date: Wednesday, 28 January 2026 Expected Commencement of Trading on the NZX Debt Market: Thursday, 29 January 2026 Mark Peterson Chief Executive Officer NZX Limited 22 January 2026