ANZ Group Holdings Limited Analysis

Overview

ANZ traces its origins to the Bank of Australasia, which opened its first office in Sydney in 1835 having been originally established in the United Kingdom by Royal Charter that year. The bank established a Melbourne office in 1838, where ANZ's world headquarters is located today at 833 Collins Street, Melbourne.

ANZ presently operates in more than 32 markets across Australia, New Zealand, Asia, Pacific, Europe, America and the Middle East. It provides a wide range of products and services, principally comprising banking, financial markets and other financial products and services for retail (personal and private bank) and business (small and medium business, corporate and institutional) customers. ANZ’s main business divisions comprise Australia Retail (servicing retail customers across Australia), Commercial (servicing business and private banking customers across Australia), Institutional (servicing global institutional and business customers across multiple markets) and New Zealand (servicing retail and commercial/business customers across New Zealand).

Performance

The following information was extracted from ANZ Group Holdings Limited's half year results, released 01 May 2026:

ANZ today announced a Statutory Profit for the half ended 31 March 2026 (1H26) of $3,650 million and a Cash Profit of $3,780 million.

Cash Profit was up 70% on the second half of the financial year ended 30 September 2025. Excluding the impact of 2H25 significant items, Cash Profit was up 14%. Cash Return on Tangible Equity (RoTE) was up 161 basis points (bps) to 11.6%.

ANZ’s Common Equity Tier 1 (CET1) Ratio at 31 March 2026 was 12.39%, up 36 bps from 30 September 2025.

2026 Half Year & Proposed Interim Dividend

• 3,650m Statutory Profit +62% vs 2H25 (+9% vs 2H25 excluding significant items)
• $3,780m Cash Profit +70% vs 2H25 (+14% vs 2H25 excluding significant items)
• 11.6% Cash RoTE +492bps vs 2H25 (+161bps vs 2H25 excluding significant items)
• 12.39% CET1 Ratio +36bps vs Sep 2025
• 83cents Dividend per share franked at 75%